Green Building: Great Trends From The Earth Advantage Institute

Whether you choose to buy and build in Spring Canyon Ranch, Ponderosa Views or Vera Cruz Mountain Ranch, you might want to take advantage of New Mexico’s endless supply of alternative power sources and make your home as energy efficient and green as you can. This gorgeous state makes it easy to want to step up to healthy living. Just look around: you can’t get much better than the piercing blue sky, clean air and plenty of room to roam. It’s time to stake your claim on your own piece of New Mexico land!

The Earth Advantage Institute is a free standing nonprofit organization acting as the Northwest’s premier green building program. They want to help you help the environment. If you’re building a new house or remodeling your existing one, they can show your builder how to make it a greener place to live. Here’s some great information from their website on some hot green trends for 2010:

TOP TEN GREEN BUILDING TRENDS TO WATCH IN 2010
By Sean Penrith

While we know the building industry had a rough year in 2009, not all of the industry has been in the doldrums. Green building has been a bright spot in an otherwise lackluster year, and the Northwest design and building communities have been at the forefront.

Consider the collaboration on the Oregon Sustainability Center, which may be one of the first “living” office buildings. On the residential side, according to Multiple Listing Service data, the market share for certified sustainable new homes has actually risen this past year in greater Portland and Seattle.  So what can we expect to see in the coming year in green building? Here are our picks for emerging trends of 2010, in no particular order.
1. The smart grid and connected home. While utilities will continue to make upgrades to the grid for more effective generation, storage and distribution of power, the big news is in the home. The development of custom and web-based display panels that show real-time home energy use, and even real-time energy use broken out by individual appliance, will go a long way towards helping change homeowners’ energy behavior and drive energy conservation. In the same way that the Toyota Prius miles-per-gallon indicator has motivated some owners to modify driving habits, these home “dashboards” may create “extreme energy” buffs intent on reaching individual energy goals specified for the home by rating systems such as the Energy Performance Score.

2. Energy labeling for homes and office buildings. The advent of more accurate energy rating systems for homes and office spaces – similar to the miles-per-gallon sticker on your car – has caught the attention of energy agencies and legislators around the country. Not only can it make a building-to-building or home-to-home comparison easier, but a publicly available score on the Multiple Listing Service (MLS) could galvanize owners to make needed energy improvements while adding value to their building. A post-improvement audit can also measure the effectiveness of upgrades, a useful tool for gauging results of stimulus funding for retrofits. In Oregon and Washington, the Energy Performance Score has been written into recent bills to explore mandatory energy labeling at the time of any transaction.

3. Building information modeling (BIM) software. The continued evolution of CAD software for building design has produced new add-on tools with increasingly accurate algorithms for energy modeling as well as embedded energy properties for many materials and features. This will prove instrumental in predicting building performance. BIM developers will soon be offering more affordable packages aimed at smaller firms and individual builders. Contractors are predicted to show the greatest increase in usage of BIM compared with any other group, according to market research firm McGraw Hill Construction.

4. Buy-in to green building by the financial community. Lenders and insurers have come to see green homes and buildings as better for their bottom line and are working to get new reduced- rate loan products, insurance packages, and metrics into place. Lenders and insurers are realizing that green home owners are more responsible, place higher value on maintenance, and are less likely to default due to lower operating costs of homes and office buildings.

5. “Rightsizing” of homes. As we’ve seen during the current downturn, a larger home no longer translates into greater equity. Given that the forecast for home valuation remains conservative, that energy prices are expected to rise over time, and the Federal Reserve is expected to raise interest rates mid-year, homeowners will likely feel more comfortable building smaller homes and smaller add-ons.

6. Eco-districts. Portland is already on the bandwagon with this one, encouraging the creation of greener communities where residents have access to all most services and supplies within walking or biking distance. These areas would also incorporate green spaces and green certified buildings. While we have such neighborhoods in the cities, the creation of walkable, low impact communities in the suburban setting is also gaining steam.

7. Water conservation. Because indoor and outdoor residential water use accounts for more than half of the publicly supplied water in the United States, the EPA finalized the WaterSense specification for new homes in December of 2009, which reduces water use by about 20 percent less water compared to a conventional new home. Verification groups that certify single and multifamily homes will likely also train the same staff to verify WaterSense compliance when requested by builders or homeowners. Mandatory energy labeling in Europe already documents water efficiency in buildings — it may soon be incorporated into U.S. performance scores. Water will be the essential resource in the next decade.

8. Carbon Calculation. With buildings contributing roughly half the carbon emissions in the the environement, the progressive elements in the building industry are looking at ways to document, measure, and reduce greenhouse gas creation in building materials and processes. Lifecycle analysis (LCA) of building products is underway by third party technical teams, while others are working with federal and state building authorities to educate staff, create monetized carbon credits, and develop effective carbon offset policies. This effort will be heightened once a federal cap-and-trade mechanism is launched in this country.

9. Net Zero Buildings. A net zero building is a building that generates more energy than it uses over the course of a year, as a result of relatively small size, extreme efficiencies and onsite renewable energy sources such as wind, solar or geo-exchange systems. While the Architecture 2030 Challenge sets forth net zero as the goal for all buildings in 2030, we are already within striking distance on many fronts. Building extreme efficiency into a structure is highly cost effective, and achieves the bulk of the net zero effort. Oregon already has several net zero homes, and the planned Oregon Sustainability Center is an example of a net zero office building.

10. Sustainable building education. While the slowdown afforded many builders the opportunity to learn about green building and establish credentials, the momentum for green building is being supplied by homebuyers, homeowners and building owners. The continued demand, especially in progressive cities, will supply new learning opportunities, not just for designers and builders but for the entire chain of professionals involved in the building industry, from real estate to finance, and insurance. These peripheral professionals seek to know more about the features and benefits of sustainable construction in order to place an appropriate value on a green building. In this way they can be assured that there will not be a disconnect between the homeowner’s or builder’s perceived value and the appraiser’s perceived value, and all parties can benefit from the greening of the building industry.

They’re Back! Realty Investors Return To Market

According to a recent article by award-winning journalist Broderick Perkins, real estate investors are getting busy. In a recent survey by Move.com, over 12 percent of home-buyers today said they plan to purchase a home as an investment, compared to less than half, only 5.6 percent, just seven months ago. Read the entire article here for a closer look at how the market is slowly beginning to heat up again.

Mortgage Rates Start the New Year Slightly Lower Than They Ended the Old Year

McLean, VA – Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey® (PMMS®) in which the 30-year fixed-rate mortgage (FRM) averaged 5.09 percent with an average 0.7 point for the week ending January 7, 2010, down from last week when it averaged 5.14 percent. Last year at this time, the 30-year FRM averaged 5.01 percent.

The 15-year FRM this week averaged 4.50 percent with an average 0.7 point, down from last week when it averaged 4.54 percent. A year ago at this time, the 15-year FRM averaged 4.62 percent.

The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 4.44 percent this week, with an average 0.6 point, unchanged from last week when it averaged 4.44 percent. A year ago, the 5-year ARM averaged 5.49 percent.

The 1-year Treasury-indexed ARM averaged 4.31 percent this week with an average 0.6 point, down from last week when it averaged 4.33 percent. At this time last year, the 1-year ARM averaged 4.95 percent.

(Average commitment rates should be reported along with average fees and points to reflect the total cost of obtaining the mortgage.)

“Mortgage rates eased slightly this week after rising consecutively through December,” said Frank Nothaft, Freddie Mac vice president and chief economist. “Current interest rates for fixed-rate mortgages are just about at their annual average for 2009, while ARM rates are considerably below their averages for last year.

“As the economy strengthens further and the Federal Reserve (Fed) decides to raise its overnight target rate, ARM rates will follow suit because they are typically tied to shorter-term interest rates. However, the federal funds futures market does not anticipate any Fed action until the second half of 2010.”

Freddie Mac was established by Congress in 1970 to provide liquidity, stability and affordability to the nation’s residential mortgage markets. Freddie Mac supports communities across the nation by providing mortgage capital to lenders. Over the years, Freddie Mac has made home possible for one in six homebuyers and more than five million renters.

Pending Home Sales Down from Surge but Higher than a Year Ago

Contract activity for pending home sales fell after a surge of activity in preceding months to beat the original deadline for the first-time home buyer tax credit but remains comfortably above a year ago, according to the National Association of Realtors®.

The Pending Home Sales Index,* a forward-looking indicator based on contracts signed in November, fell 16.0 percent to 96.0 from an upwardly revised 114.3 in October, but is 15.5 percent higher than November 2008 when it was 83.1.

Lawrence Yun, NAR chief economist, said a drop was expected. “It will be at least early spring before we see notable gains in sales activity as home buyers respond to the recently extended and expanded tax credit,” he said. “The fact that pending home sales are comfortably above year-ago levels shows the market has gained sufficient momentum on its own. We expect another surge in the spring as more home buyers take advantage of affordable housing conditions before the tax credit expires.”

Buyers who have a contract in place to purchase a primary residence by April 30, 2010, have until June 30, 2010, to finalize the transaction to qualify for the tax credit of up to $8,000 for first-time buyers and $6,500 for repeat buyers.

The PHSI in the Northeast dropped 25.7 percent to 74.4 in November but is 14.7 percent above a year ago. In the Midwest the index fell 25.7 percent to 82.0 but is 9.2 percent higher than November 2008. Pending home sales in the South fell 15.0 percent to an index of 97.8, but are 14.7 percent higher than a year ago. In the West the index declined 2.7 percent to 124.6 but is 21.4 percent above November 2008.

Yun projects an additional 900,000 first-time buyers will qualify for the extended tax credit in addition to about 2 million who have already purchased; 1.5 million repeat buyers also are expected to benefit from the credit.

“Many trade-up buyers, who have historically timed their purchase based on school-year considerations, will have to accelerate their buying plans if they need the tax credit to make a trade,” Yun said. Repeat buyers do not have to sell their existing home to qualify for the credit, but they must occupy the home they buy as their primary residence.

Yun added that mortgage interest rates cannot remain at rock-bottom levels for a sustained period and will likely inch higher in 2010. But the tax credit impact in the first half of the year and expected job growth impact in the second half will support home buying activity and absorb enough inventory to bring a rough balance between buyers and sellers. Home prices are expected to stabilize or even modestly rise as a result in 2010.

The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1.2 million members involved in all aspects of the residential and commercial real estate industries.

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*The Pending Home Sales Index is a leading indicator for the housing sector, based on pending sales of existing homes. A sale is listed as pending when the contract has been signed but the transaction has not closed, though the sale usually is finalized within one or two months of signing.

The index is based on a large national sample, typically representing about 20 percent of transactions for existing-home sales. In developing the model for the index, it was demonstrated that the level of monthly sales-contract activity from 2001 through 2004 parallels the level of closed existing-home sales in the following two months. There is a closer relationship between annual index changes (from the same month a year earlier) and year-ago changes in sales performance than with month-to-month comparisons.

An index of 100 is equal to the average level of contract activity during 2001, which was the first year to be examined as well as the first of five consecutive record years for existing-home sales.

Existing-home sales for December will be reported January 25 and the next Pending Home Sales Index will be on February 2; release times are 10 a.m. EST.

Save the Date: Ruidoso January 2010

January 14: Blake Shelton: Inn of the Mountain Gods Resort and Casino. 8 pm. Blake’s first single ‘Austin’ from his gold-certified debut album spent five weeks at number one. Since his debut, Shelton has produced five albums, and charted sixteen singles on the country charts, including five number one hits.

Tickets start at $25. For more info, call 1-888-324-0348.

January 15-17: Virgil C. Stephens Drawing Workshop. Renowned artist Virgil C. Stephens is offering Painting in Charcoal, the best kept secrets on how to take your portraits to the next level. This 3-day workshop will be held at Cree Meadows Country Club.

9am 4pm. 12 students Maximum. For more info, call 575 354-3352. www.notevena.com

January 22: Steppenwolf at the Inn of the Mountain Gods Resort and Casino. 8 pm. Prominent in the late 1960’s, the band has sold more than 25 million units worldwide. They have released eight gold albums and twelve Hot 100 singles including three top-10 hits. ‘Born to Be Wild’, ‘Magic Carpet Ride’, and ‘Rock Me’.

Tickets start at $25. For more info, call 1-888- 324-0348.

January 30: Ski Apache Disabled (Adaptive) Skier Silent Auction Inn of the Mountain Gods

6-9 p.m. Free food, fun, thousands of items to bid on and a great cause! More Info: 336-4416 www.skiapache.com

January 30: Moscow Festival Ballet’s ‘Cinderella’. More than 50 amazing dancers from throughout Russia star in Prokofiev’s compelling classic about unjust oppression and triumphant reward. Sponsored by Don & Jean Brewer.

8pm For more info, call 575-336-4800. www.spencertheater.com

NM Delegation Announces Over $1.4 Million in Recovery Funding for Broadband Access


December 17, 2009

Washington, DC – Thursday, members of the New Mexico Congressional Delegation announced today that the New Mexico State Library has been awarded $1,457,488 in recovery funding to expand broadband technology and access across New Mexico. The “Fast Forward New Mexico” program, administered through a partnership with the University of New Mexico, Global Center for Cultural Entrepreneurship, and the 1st-Mile Institute, aims to increase statewide broadband adoption and promote computer literacy and Internet use in rural, Hispanic and Native American populations. The initiative will also reach out to small businesses and entrepreneurs.

“Internet access is no longer a luxury, it’s an important part of our everyday lives. We must work to ensure that all parts of our state have Internet access so that students and businesses alike have the tools they need to succeed,” Senator Jeff Bingaman said. “By making Internet access available to the public, our state’s libraries are providing an extremely important service. This grant will help them reach out to even more New Mexicans.”

“Bridging the digital divide for rural residents and diverse communities is key to spurring small business growth and expanding educational opportunities in our state,” said Senator Tom Udall, a member of the Senate Commerce Committee. “I am pleased New Mexico is one of the first recipients of these broadband stimulus grants that will help bring 21st Century tools to our citizens.”

“Rural and tribal communities are often left behind in the technology innovation race. By introducing these communities to broadband technology, not only can we increase educational opportunities, but we can also boost our small businesses and local economies,” Congressman Harry Teague said. “Investments in broadband programs foster long-term opportunities for competition and economic growth.”

“Extending broadband throughout New Mexico will help our businesses grow, our children learn, and our communities stay informed,” said Congressman Ben Ray Luján. “I am encouraged by this important grant, and I look forward to exploring opportunities to improve and expand broadband to ensure that our communities–from rural towns to larger cities–have reliable internet access.”

“The world of information technology is vast, and vital to education and business development,” said Congressman Martin Heinrich. “By connecting rural New Mexicans with improved access to the Internet, we open the door to endless possibilities for learning and inspiring entrepreneurship and economic growth.”

The program will host small group trainings at public and Tribal libraries in 15 communities across the state. Additionally, programs will be developed for first-time computer users to address computer literacy and Internet usage. The New Mexico State Library will also provide training in computer and Internet use for small organizations and business owners. According to the Department of Commerce, Fast Forward New Mexico is estimated to result in 3,000 new household broadband subscribers, 1,000 new business and institutional broadband subscribers, and 3,200 new users at public computer centers.

SKI NEW MEXICO, KOAT-7 TO HELP KIDS LEARN TO SKI

Albuquerque, New Mexico — KOAT TV-7 in cooperation with Ski New Mexico and nine (9) of its resorts ( Angel Fire Resort, Pajarito Mt.., Red River Ski Areas, Ski Santa Fe, Sandia Peak, Ski Apache, Sipapu Ski Resort, Taos Ski Valley, and Nordic area – Enchanted Forest ) are pleased to join the nationwide efforts of “Learn a winter sports month” this January 2010 . The KOAT Kids Learn to ski & ride program is now entering its third year. This January the program will be expanded to include a limited number of reservations during the week, which will add more opportunities to the previous weekend only program. Both KOAT 7 and Ski New Mexico are committed to providing an affordable opportunity for the youth of New Mexico to learn a great winter outdoor sport.

For a price of $30.00 per day a youth 6-12 may contact any one of our eight alpine ski resorts and make a reservation for the program. The program starts on Jan.4, 2010 and runs through Jan. 31, 2010.

The program has limited space available and is by reservation only.

For reservations,

Alpine

Angel Fire Resort: 575-377-4293 or 575-377-4204
Pajarito Mt.: 505-662-5725
Red River Ski Area: 575-754-2223
Sandia Peak Ski Area: 505-242-9052
Sipapu Ski Resort: 800-587-2240 or 505-414-1550
Ski Apache: 575-464-3600
Ski Santa Fe: 505-992-5084
Taos Ski Valley: 575-776-2291

Nordic

Enchanted Forest: 800-966-9381

Southwest Properties’ New Mexico land experts help seniors find a low-cost alternative to high-rent city retirement and save even more with their 20 percent off Year-End Sale

Quemado, NM (PRWEB) November, 2009 — With the senior population expected to grow by 36 percent between 2010 and 2020 coupled with the less than rosy economic situation, more and more baby boomers are searching for affordable retirement options. “The volatility of the stock market has served to highlight land ownership as a much more stable investment,” says Penny Wolfswinkel, President of Southwest Properties, Inc. “Seniors wanting to retire affordably and comfortably are looking towards New Mexico with its low cost of living and mild climate. Now through January 31st, 2010, our 20 percent off Year-End Sale puts our lots within easy reach and gives retirees the security of knowing they own the land they’ve built their home on. And our lots are not only affordable; they’re also beautiful, with plenty of trees, great views and abundant wildlife. Plus, as a special holiday gift, we’re also offering cash incentives!”

Southwest Properties, Inc., a family-owned business and a pioneer in land development in the southwest since 1958, offers retirees choice acreage ranging in size from 3- to 140-acres.

Owner financing is guaranteed and Southwest Properties offers low down payments with comparatively low interest rates. Currently, most national and regional banks are not willing to lend for many types of country properties. The few that are lending are requiring between 20 to 50 percent in down payment on raw-land loans, coupled with high interest rates, adjustable rate mortgages (ARMs) and short terms.

“These parcels are construction-ready,” says David Wolfswinkel, Southwest Properties’ Corporate Real Estate Broker. “Each development has a solid infrastructure, including electricity, all-season gravel roads and—in the case of Spring Canyon Ranch near the town of Quemado—underground utilities and water.”

“Land is a commodity providing asset security, which can be turned into cash to meet other financial needs,” comments Penny. “And though land prices might fluctuate with the real estate market, the land always retains its worth. If you’re close to retirement and looking for more than just another asset to add to your portfolio, consider buying a property in New Mexico. Not only will you provide yourself with a chance to enjoy your retirement years in a relaxed, southwestern lifestyle, but you may also be providing a cornerstone to your family’s legacy.”

For more details about investing in a retirement lifestyle in New Mexico, call one of our representatives at 888-812-5830 or visit our website at www.swproperties.com.

Penny Wolfswinkel, President of Southwest Properties, and Corporate Real Estate Broker, David Wolfswinkel, are available for interviews on land ownership and retirement. Please call Lydia Gregory at 480-258-2648 to arrange for a date and time.

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New Mexico AAA: Statewide Gas Prices Averaging $2.66 This Thanksgiving Holiday!

Recent travel surveys anticipate as many as 2.1 million, or 9.6 percent of Mountain region travelers, including New Mexico, will drive to their destination this Thanksgiving holiday weekend.  As vacationers prepare to travel, motorists will find gas prices are 3 cents more than the national average, according to AAA New Mexico Weekend Gas Watch.

The average price of regular unleaded gasoline remained the same statewide since last week, at $2.66 a gallon. The national average price fell by one cent from $2.64 to $2.63.

In Albuquerque travelers are paying an average of $2.59.  This is the least expensive average price compared to other metropolitan areas in New Mexico.  The state’s highest price is in Lac Cruces at $2.63.  Gas prices in the Santa Fe area are averaging $2.62.  Motorists traveling to neighboring states for the holiday will find gas averaging $2.48 in Texas, $2.57 in Colorado, $2.73 in Nevada, and $2.60 in Arizona.

Travel in the Mountain region this Thanksgiving holiday, which includes: New Mexico, Arizona, Colorado, Idaho, Montana, Nevada, Utah and Wyoming, will increase less than one percent.  Nearly 2.5 million from the Mountain region are expected to travel, that’s more than 11 percent of the total population for the region.  Most Mountain region travelers are expected to drive an average of 661 miles this holiday.

“Nearly every holiday, studies have shown that several million motorists will experience vehicle problems on the way to their destination.  Before taking to the road for a long car trip, remember to double check the tires, battery, belts, hoses and fluid levels,” said AAA New Mexico spokesperson Sarah Schimmer.  “If you plan to travel to a colder climate, don’t forget to equip your car with antifreeze.”

AAA’s network of approved repair facilities is a free public service to help consumers find trustworthy repair shops with certified technicians.  Consumers can find Approved Auto Repair facilities online at  http://www.AAA.com/repair.

Before you find yourself stranded along your travel route, AAA New Mexico suggests including the following items in the car:

• State and local maps

• Cell phone car charger

• Fully equipped first aid kit

• Bottled water

• Non-perishable foods

• Tissues and/or pre-moistened towels

• Blanket or sleeping bag

• Tool kit including jumper cables and a tire iron

Additionally, AAA New Mexico can help travelers planning to drive this holiday with TripTiks that include detailed directions, outlines areas with road construction, notes points of interest along the route and affordable hotels if motorists need accommodations if they do find themselves stranded before arriving to their destination.